Cambium uses the Living Balance Sheet to complement its financial strategies for both individual clients and business owners. A web-based system, the Living Balance Sheet aggregates the essential financial domains of Protection, Assets, Liabilities, and Cash Flow to allow for greater fluidity in client decisions, or to create a cohesive view of a business owner’s personal and commercial finances. This sets the vision of Cambium’s clients on the relationships of their money and how these relationships contribute to the big picture.